Barclays PLC is a leading British multinational universal bank headquartered at One Churchill Place in Canary Wharf, London. With origins tracing back to a goldsmith banking business in 1690, Barclays formally became Barclays PLC in 1896. Today, it operates in over 50 countries and serves 48 million customers through four major divisions: Barclays UK (retail, corporate, wealth), Barclays Investment Bank, Barclays Private Bank & Wealth Management, and Barclays US Consumer Bank. It offers services across retail banking, corporate and investment banking, treasury and markets, wealth management, credit cards, mortgages, and insurance.