P1 Analyst – KYC | PayU | Gurgaon, India
Location: Gurgaon, IN
Experience: 2–5 Years | AML, KYC, Compliance
Job Type: Full-Time
Industry: Fintech, Financial Services
Company: PayU
About the Team
The KYC team is responsible for onboarding merchants in accordance with regulatory guidelines and internal policies, including checks against negative lists. The team ensures compliance with AML standards and promotes a robust risk and control framework.
About the Role
As a Senior Executive – KYC Analyst, you will handle the end-to-end onboarding of merchants and ensure full compliance with regulatory and internal policies. Your role is critical in verifying customer information, assessing risk, and upholding KYC/AML standards across merchant accounts.
Key Responsibilities
Verify data submitted by customers during the onboarding process.
Perform due diligence on both new and existing clients, spanning various business types including listed, regulated, private/public companies, partnerships, and proprietorships.
Ensure all KYC documentation complies with company policies and regulatory standards.
Conduct risk assessments of customers in line with internal compliance protocols.
Manage the New Client Adoption and Periodic Review process to ensure timely approvals.
Ensure all service-level agreements (SLAs) on accuracy and turnaround time are met.
Monitor and manage exceptions, addressing issues in a timely and compliant manner.
Requirements
2–5+ years of relevant experience in AML, KYC, or compliance roles, preferably in banks, financial institutions, or KPOs.
Strong understanding of controls, compliance protocols, investigations, and follow-up procedures.
Familiarity with RBI AML/KYC regulations and related guidelines.
Ability to interpret regulatory directives and assess entity types and risk scores.
Proficiency in identifying suspicious patterns, inconsistencies, and alerts.
In-depth understanding of the full KYC lifecycle, including documentation, review, and risk categorization.
What We Offer
A positive, execution-focused workplace with a collaborative spirit.
A dynamic and evolving environment that embraces innovation and change.
An inclusive culture where diverse perspectives are encouraged and heard.
Opportunities to explore cutting-edge technologies and tools in a high-impact fintech ecosystem.
Access to over 5000+ online learning courses via platforms like Harvard, Coursera, and Udacity to support your ongoing professional development.
About PayU
PayU is one of India’s leading digital financial services providers and part of the Prosus Group. Operating in 18+ high-growth markets, PayU provides cutting-edge payment and credit solutions tailored for underserved individuals, SMEs, and large-scale merchants. We empower businesses to operate digitally and securely with scalable fintech infrastructure. Learn more at www.payu.com.
Diversity & Inclusion at PayU
PayU fosters an environment where all employees feel empowered and heard. We embrace diversity in all forms—gender, ethnicity, ability, orientation, and thought—and strive to build a culture of equity and belonging. Our leadership is committed to transparency, fairness, and zero tolerance toward any discrimination or bias.
